Our Company Values

For those who are looking for financial advice, we realize the available options are many and deciding who to work with is a challenging problem. Listed below are our Company Values which we hope will give you a better understanding of how we operate.

  1. People Matter – We believe that each person is innately valuable and worthy of respect and honor. We believe that relationships matter and that business is relational, top to bottom. People First, Money Second is a priority statement that places people and relationships ahead of financial matters.
  2. Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are “above reproach. We believe suitability and ethical practices come from placing a high value on other people and their needs before our own.
  3. Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe that our client partners deserve the type of communication that is frequent, timely, truthful, & relevant.
  4. Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence. We will pursue perfection and in so doing “catch a little excellence along the way.” (Vince Lombardi)

Plan IV Insurance Agency

Thomas Miszcak

Plan IV Insurance Agency

We are Plan IV
Whether you are representing the best interests of your company, or looking for the best health care plans for you and your family, we’re here for you.
Thomas (Tom) Miszcak is co-founder of Plan IV Corporation. Tom has completed his Advanced Insurance Planner and Personal Insurance Marketing programs in 1979 and joined Metropolitan Life Insurance in 1979. Throughout his 5 years at Metropolitan Life he won multiple awards as well as “Rookie of the Year” in 1980. He has also earned the Certified Estate Planner (CEP) professional designation. He has been a member of Metro Networking Professionals, a local networking organization, since 1993. Tom has served as their president the past 4 years. Tom began mentoring students in 2002 through the Winning Futures program in Warren Consolidated Schools.

Why Choose Plan IV ?
Plan IV is a health planning company that helps our clients make the right decision when it comes to insurance and other matters. For small businesses, individuals & families. So what really is the difference between us and the others guys?

We have access to all the health care plans and policies that the big guys do, providing you with the options you need to make a smart decision.
The real difference in Plan IV is that we work with our clients on a personal level. We want to learn more about you or your company, in order to find the right health care plan that really fits your lifestyle and business goals.

People choose Plan IV because they like to deal with real people who care. We are local in Troy, Michigan.
When you have questions? We’re here to help you find the answers.

Values in Action
We know that to realize our vision, we have to understand yours. By listening to you and understanding what your financial goals are, Plan IV builds a lasting trust with all of its clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow and support you. And for us, that is the most important thing in the world.

30 Years & Going
“Our company grew out of the idea that personal and professional service will never go out of style.”
Plan IV has been providing personal and professional services for over 30 years.

Too often, we saw fast-talking salespeople trying to sell health insurance policies and plans to unsuspecting clients. We thought that was wrong and that there was a better way.
Our company grew out of the idea that personal and professional service will never go out of style.

What started with a simple idea has grown into a real, thriving business that was built one client at a time. Over the years, our products and services have grown to meet the ever-changing needs of our clients. As we continue to grow, we will always remember what got here.
Our combination of industry knowledge and personal service will always provide our clients with the best financial products available.

Plan For Your Future

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.